Common Apple Pay scams, and how to stay safe
ATT&CK techniques detected
T1657Financial Theft
80%
"card, meaning you lose the product, the original payment they made and the refund amount. unsolicited payment similar to the above scam, except you receive a payment out of the blue from someone using apple pay. they ask you to return it via apple cash or a gift card. once again,…"
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T1566.002Spearphishing Link
71%
"researchers have found that detections of nfc - abusing android malware almost doubled between the first and second halves of 2025. here are some common scams targeting apple pay users. top six scams targeting apple pay users apple pay scammers are usually after your financial in…"
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T1657Financial Theft
32%
"ve received payment ( accompanied with a screenshot alleging the buyer has already paid ). - any unsolicited text, call or email in which the caller / sender says they work for apple or your bank, and requesting sensitive personal / financial / login information. staying safe app…"
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Summary
Here’s how the most common scams targeting Apple Pay users work and what you can do to stay one step ahead